8 Best Card Tokenization Software for Travel Agencies (2026 Guide)

Comparing the best card tokenization software for travel agencies of 2026: 1. Enigma Vault, 2. PCI Booking, 3. PCI Proxy (Planet), 4. Spreedly, 5. PCI Vault, 6. IXOPAY (formerly TokenEx), 7. VGS, and 8. Basis Theory.

About the author: I’m Dr. Tony Alex, Chief Executive Officer of Enigma Vault, where I lead our work in encryption, tokenization, and sensitive-data protection. I have more than two decades of experience building enterprise software businesses.

In 1999 I founded US eDirect to develop software for parks, campgrounds, and recreation agencies, bringing reservations and payments into one cloud system, and led it through its acquisition by Tyler Technologies in 2022.

Disclosure: I work at Enigma Vault, which appears first in this list. Every platform here is judged on the same criteria, and the review ratings come from G2 and Capterra.

Leading Card Tokenization Software for Travel Agencies at a Glance

Here’s how the 8 platforms compare for an agency owner or operations lead whose advisors take cards by phone and email, then pay airlines, hotels, cruise lines, and tour operators on the client’s behalf. Every rating, price, and feature was checked on October 23, 2026.

Still writing card numbers into booking notes or forwarding them by email? Show us how a card travels through your agency and we’ll map where the token should go. Get in touch

What Is Card Tokenization Software for Travel Agencies?

Card tokenization software for travel agencies captures a client’s card once, locks the real number in a secure vault, and gives the agency a token to keep on the booking, so advisors can still pay suppliers without card numbers sitting in email, notes, call recordings, or the CRM.

Related reading: how credit card tokenization works and the best PCI DSS compliant tokenization software.

How We Tested and Ranked Card Tokenization Software for Travel Agencies

Sources are each vendor’s product, documentation, pricing, and trust pages, AWS Marketplace listings, and G2 and Capterra reviews, all checked on October 23, 2026.

The 8 Best Card Tokenization Software for Travel Agencies in 2026

Enigma Vault is a card tokenization platform with two ways in for agencies: Card Vault, an API with hosted forms, Twilio Pay phone capture, and a gateway proxy, and Customer Vault, a no-code app that sends clients a branded link to enter their card, passport, and signature once. Your booking record keeps a token; the card stays in a PCI DSS Level 1 vault.

For suppliers that can’t take an API call, authorized staff reveal the card inside Customer Vault, and every reveal is logged. Agent Vault packages card-on-file migration as an eight-week engagement.

• Clients enter a card once, so it never lands in an email thread or a booking note.
• Start on the free Lite plan and move to Plus at $49.99 a month as bookings grow.
• Keep your merchant account: the proxy charges through Authorize.net, Stripe, Braintree, PayPal, or any REST gateway.

Key Features

• No-code intake links: Branded links collect a traveler’s card, passport copy, and signature without a client login.
• Logged reveal for manual portals: Each sensitive value has reveal, hide, and delete controls, and every reveal is recorded.
• Phone capture through Twilio Pay: Cards read into the IVR go straight to the vault, never your advisors’ screens.
• Gateway proxy charging: Card placeholders are swapped for real values inside the vault before the request reaches your gateway.
• Ephemeral CVV: The security code is held encrypted for at most 30 minutes, then deleted, which covers a same-call deposit.
• Time-limited document sharing: Itineraries and visa documents go out through links that expire after 24 hours, with optional passwords and download tracking.

Pricing tiers

Pros

• One platform covers both supplier types: the gateway proxy for integrated charges and a logged reveal for manual portals.
• Published pricing from $0 lets a small agency know its monthly bill before procurement, with AWS Marketplace billing available.
• Customer Vault needs no developer, so an independent advisor can send a secure card link the day the account opens.

Cons

• Tokenizing a card doesn’t prove the caller is the cardholder, so phone and email bookings still need signed authorizations.
• The no-code Customer Vault app is priced by engagement, so only the Card Vault API tiers are self-serve.
• There are no prebuilt GDS or OTA connectors, so a GDS form of payment needs proxy configuration or a manual step.

What travel advisors say in reviews: Very positive. Enigma Vault holds 4.4/5 from 6 reviews on G2 and 4.8/5 from 4 on Capterra. Reviewers like a simple API, clear PCI de-scoping, and how quickly the team added requested features.

The complaints are a wish for deeper reporting dashboards and one reviewer who found pricing a bit high. What we hear from small agencies is consistent: they want the client to enter the card once and never have the full number pass through their own booking app.

Want to see one booking go from phone call to supplier payment with no card in your inbox? We’ll walk it through with your own suppliers. Get in touch

PCI Booking is a tokenization service built around travel, documented for OTAs, booking engines, TMCs, and tour operators, and it states PCI DSS Level 1 service provider status. Pricing depends on the type and number of API actions each month, and its homepage offers a “Try for Free” signup before production billing.

Key Features

• Card By Link: Emails or texts a secure link, so a phone client enters the card and advisors never hear it.
• Send cards to hotels: Hotels receive the card through a one-time-code view link, an iframe in their portal, or their API, ending emailed card details.
• Virtual card requests: It requests a card from a connected issuer, then tokenizes, relays, displays, or charges it for hotel payments.
• Card capture and display forms: Embedded forms tokenize the card and show it to an authorized agent, once a developer embeds them.
• Universal payment gateway: Stored tokens are charged through connected gateways, so a deposit is taken without the card reaching your systems.

Pricing tiers

Pros

• Its documentation targets OTAs and hotels, so hotel card delivery and virtual cards are built-in flows, not custom projects.
• Secure view links give a hotel the card it needs for a guarantee without anyone emailing or reading out the number.
• A “Try for Free” signup lets your developer test each flow before production billing starts.

Cons

• Every flow is API-first with forms embedded in your software, so an agency without a developer gets no ready-made advisor screen.
• Gateways outside its list of 100+ need a request to PCI Booking support, so confirm your merchant account is supported before committing.
• There’s no published phone or IVR capture, so a phone booking waits until the client opens a link and enters the card.

What travel advisors say in reviews: PCI Booking has no G2 or Capterra listing, so there are no public reviews to summarize yet. Ask the vendor for two or three customer references in your segment before you sign.

No developer to wire up an API? Customer Vault sends the same secure card link with no code at all. Get in touch

PCI Proxy, powered by Planet, is a card tokenization service that pairs a token vault with filter and forward proxies, and its site lists Travel and Airlines among its use cases. Starter is €350 a month plus usage fees, with no setup fee or long-term contract.

Key Features

• Filter proxy for inbound cards: Virtual cards arriving in booking feeds or API traffic are tokenized before they reach you.
• Forward proxy to travel partners: Your token is swapped for the real card on the way to an OTA, hotel, or airline.
• Secure Fields: Prebuilt iframes capture cards on your booking pages, so typed card numbers never pass through your web server.
• Network tokens and 3D Secure: Card-brand tokens and cardholder authentication sit together, which helps agencies taking online deposits from European travelers.
• Multi-currency billing: Plans bill in euros, dollars, or pounds, with upgrades and downgrades as seasonal booking volume changes.

Pricing tiers

Pros

• Travel and airlines are named use cases, and the forward proxy sends real card data to any PCI-compliant partner you configure.
• The filter proxy catches card data in inbound traffic you don’t control, such as virtual cards from wholesalers and OTAs.
• Plan prices, no setup fee, no long-term contract, and a free trial are public, so developers can test before paying.

Cons

• The proxies move cards between systems by API, so manual cruise or hotel portal bookings need a developer-built way to view cards.
• Every forward-proxy receiver needs a valid PCI DSS AOC, so a small tour operator without one can’t receive cards this way.
• The €4,200 yearly Starter floor, before usage fees, is a large fixed cost for an agency taking a few hundred cards monthly.

What travel advisors say in reviews: PCI Proxy has no G2 or Capterra reviews yet, so ask Planet for references from a travel seller of your size.

Need the proxy plus a screen your advisors can actually use? Talk to us

Spreedly is a card vault provider whose Independent Vault starts at $750 a month with unlimited storage. Its Payment Method Distribution feature sends vaulted cards to third-party “receivers,” and its docs use a travel company booking flights and hotels as the example.

Key Features

• Payment Method Distribution: Sends a stored card to any HTTPS API or SFTP endpoint, so one card can pay several suppliers.
• Templated receiver requests: You define headers and body, so each supplier request can carry booking details such as a flight number.
• Test receiver: Echoes the formatted request with card data scrubbed, so developers debug supplier integrations without exposing real cards.
• Gateway reach: 150+ gateways and 60+ payment methods from one integration, so adding an acquirer doesn’t mean recollecting cards.
• Performance add-ons: Network tokens, account updater, retries, and routing are available on a quoted plan for platforms that charge stored cards repeatedly.

Pricing tiers

Pros

• Receivers fit the “store once, book with many suppliers” pattern, and Spreedly’s docs use a flight-and-hotel booking as the example.
• The gateway network is broad, so adding new markets, currencies, or acquirers later doesn’t require moving traveler cards to a new vault.
• Storage is unlimited on the Independent Vault plan, so a growing file of repeat travelers’ cards doesn’t push the monthly fee higher.

Cons

• There’s no advisor screen for manual portal bookings or phone capture, so a developer must build both on the API.
• Every API call is billed and a G2 reviewer notes no free test environment, so supplier integration testing adds cost.
• G2 reviewers report steep fee increases at renewal, so get multi-year price protection in writing before moving traveler cards.

What travel advisors say in reviews: Mostly positive, with a cost warning. Spreedly holds 4.4/5 from 35 reviews on G2 and 4.5/5 from 13 on Capterra. Reviewers value one vault across many gateways and responsive support; the complaints are a slow dashboard, no free test mode, and sharp price increases.

Booking mostly by phone with a few integrated suppliers? Card Vault’s proxy costs a fraction of that floor. Get in touch

PCI Vault is a zero-knowledge card tokenization service: you hold a passphrase the vendor never stores. Its Growing plan costs $255 a month plus $0.02 per API operation, and its PCD capture forms send card data to the vault without touching your servers, but viewing and using cards is API work.

Key Features

• PCD capture forms: Hosted iframe forms collect card or bank account details straight into the vault, bypassing your website and booking software.
• Zero-knowledge keys: Each key pairs a vendor-held part with your unstored passphrase, so the vendor alone can’t decrypt cards.
• PCI proxy: Proxy calls forward card data to a payment provider, so a developer charges stored cards without handling the number.
• Browser-testable API: Endpoints can be tried in the browser before coding, which shortens work for a freelance developer on a budget.

Pricing tiers

Pros

• Plan prices are public on PCI Vault’s own site, so a small agency can budget the year without a sales call.
• Hosted PCD forms keep card numbers off the agency’s website and booking software, so capture needs no rebuild of booking pages.
• Zero-knowledge storage limits what the vendor itself can read, which reassures agencies that worry about a provider-side breach exposing client cards.

Cons

• If your agency loses the passphrase, every card locked with it is unrecoverable and clients must share cards again.
• There’s no staff screen or phone capture, so a developer must build how advisors view cards for cruise or hotel portals.
• G2 reviewers say there’s no phone support, which hurts when a booking is stuck on a busy day.

What travel advisors say in reviews: Mostly positive. PCI Vault holds 4.5/5 from 12 reviews on G2 and has no Capterra listing. Reviewers praise the security model and a fast API integration; the recurring concern is complexity for a team without IT support. Agencies tell us they’ve moved off it when they wanted a ready-made staff view.

Want a staff view without paying a developer to build one? See Customer Vault

IXOPAY (formerly TokenEx) is a payment platform whose universal tokens work across processors, backed by a public PCI DSS v4.0.1 AOC dated June 2026. Pricing is quote-only.

Key Features

• Universal tokens: One token works across processors, so adding an acquirer or region doesn’t mean asking travelers for cards again.
• Transparent gateway: Detokenizes card data for a payment provider or third-party API, which Trust My Travel used for about 22 million transactions.
• Hosted iframe: Replaces only the card fields on your booking form, so the rest of your booking flow stays yours.
• Network tokens: Offered as a module alongside universal tokens, for platforms that charge stored traveler cards repeatedly.
• P2PE for devices: Covers point-of-sale terminals, which matters for travel groups that also take cards in retail storefronts or at events.

Pricing tiers

Pros

• Its PCI DSS AOC is public, so your QSA or acquirer gets compliance evidence on day one, without an NDA.
• Universal tokens suit a TMC with several acquirers and regions, since one stored card can route to whichever processor fits.
• Online bookings and storefront payments share one vault, so a travel group doesn’t run two card stores with separate controls.

Cons

• Onboarding is sales-led with no self-serve plan, so even a one-branch pilot waits on scoping calls before anything is built.
• There’s no advisor-facing card view, so bookings in cruise, hotel, or tour portals need a screen your own developers build and secure.
• Buyers we hear from have left it over small-volume cost, so get a written quote for your real card count.

What travel advisors say in reviews: Very positive, but dated. IXOPAY holds 4.6/5 from 17 reviews on G2 (the TokenEx listing), and its Capterra listing has no reviews yet. Reviewers single out support and ease of setup, and many visible reviews date from 2019, so ask for recent travel references.

Moving cards off TokenEx? Agent Vault includes the migration. Ask about it

VGS (Very Good Security) is a tokenization platform that swaps card data for aliases in transit through inbound and outbound proxies, so existing booking code changes little. The Starter package begins at $1,000 a month, a $12,000 yearly floor.

Key Features

• Inbound and outbound proxy: Card data is aliased on entry and restored only on the way to an approved supplier API.
• VGS Collect forms: Hosted fields capture cards on web and mobile booking flows, so the card number never reaches your own servers.
• Network tokens and account updater: Available as add-ons on the Growth package for platforms that charge stored traveler cards repeatedly.
• Compliance add-ons: A PCI Compliance Subscription and a VGS-provided auditor are listed add-ons, which help a startup without compliance staff.

Pricing tiers

Pros

• The proxy model means an existing booking engine needs little rewriting, because aliases replace card data in transit.
• Its 4.7 G2 rating rests on 47 reviews, the largest sample here, and reviewers say the proxy is quick to learn.
• Auditor help through the VGS-provided auditor add-on can shorten the first assessment for a travel startup with no compliance staff.

Cons

• Proxy routes are configured per supplier destination, so an agency without engineers can’t add a new hotel or tour API alone.
• G2 reviewers flag add-on fees, such as a charge per extra custom domain, which grow as you add booking brands.
• There’s no advisor screen for phone bookings or manual portal entry, so those workflows need custom development on top of the proxy.

What travel advisors say in reviews: Very positive. VGS holds 4.7/5 from 47 reviews on G2, and its Capterra listing has no reviews yet. Reviewers praise how quickly the proxy is learned and chat support; the one cost complaint is the $40 fee per extra CNAME, which a reviewer calls too expensive.

If a $12,000 floor stalls the decision, start Card Vault free. Get in touch

Basis Theory is a set of payment building blocks for a product team, not an agency back-office app. Its $995 plan includes 20,000 tokens, a production PCI environment, and a PCI Attestation of Compliance (AOC).

Key Features

• Included AOC: A PCI Attestation of Compliance comes with the $995 plan, ready to hand to your assessor or acquirer.
• Production PCI environment: Your engineers can run their own card logic, such as virtual-card or split-payment rules, without building a compliant environment.
• 20,000 tokens included: The $995 plan covers 20,000 tokens; ask for the overage rate, since costs scale with stored traveler cards.
• Entry-plan limits: The $995 plan caps payloads at 1 MB, keeps 24 hours of logs, and runs in a US-only environment.

Pricing tiers

Pros

• Your engineers get a compliant place to run custom card logic, suiting a travel startup building its own booking product.
• The AOC is included in the plan, which shortens conversations with your assessor and with enterprise travel buyers asking for evidence.
• You can build free and pay only at production, so prototyping a new booking flow costs nothing upfront for the team.

Cons

• It ships building blocks, not an agency app, so an agency without engineers pays almost $12,000 yearly for unassembled parts.
• The entry plan keeps only 24 hours of logs, which can’t show which advisor viewed a client’s card last week.
• The entry plan runs in a US-only environment, which limits agencies that need card data kept in the EU for European travelers.

What travel advisors say in reviews: Basis Theory has no G2 or Capterra reviews yet, so ask for references from a travel product team.

Running an agency, not a payments startup? Skip the build. Get in touch

Key Features to Look for in Card Tokenization Software for Travel Agencies

Agency workflows are messier than a web checkout, so these are worth checking first in any demo:

• Capture that matches how clients pay: Secure email or text links, hosted forms, and phone capture that keeps numbers off advisors’ screens.
• A safe way to pay manual suppliers: Hotel extranets and cruise portals often need typed cards, so look for a logged view.
• Proxy charging for integrated suppliers: Where suppliers or gateways have APIs, the vault injects the card so you send only tokens.
• Virtual card handling: Cards issued by OTAs, wholesalers, and corporate travel programs should be tokenized on arrival, just like a client’s card.
• Short-lived CVV handling: PCI DSS bans storing the security code after authorization, so the vault should hold it briefly and delete it.
• Roles and audit logs per advisor: Host agencies and TMCs need to see which advisor viewed or used which card, and when.
• Pricing that fits agency volume: A small agency storing a few hundred cards monthly can overpay badly on a $1,000 platform floor.

How a Client Card Should Move Through a Travel Agency

Most agencies can’t replace every airline, hotel, cruise, or consolidator portal, so the goal is to keep the advisor’s workflow and take the card number out of email, notes, call recordings, spreadsheets, and the CRM. A typical reference flow looks like this:

1. The agency creates a client record and sends a branded secure intake link.
2. The client enters the card on a vendor-hosted form, so it goes straight to the vault, not through your website or booking app.
3. The vault returns a token and safe display details (such as the last four digits), which you store against the client and booking.
4. The client’s authorization, permitted purposes, and expiry are recorded separately, because a token isn’t consent.
5. For an integrated gateway or supplier API, the vault’s proxy swaps the real card into the request on the way out.
6. For a supplier that needs a typed card, an authorized advisor opens it in a logged screen, never in email or notes.
7. You set retention rules: delete on card expiry, client request, or account inactivity.

Passports, visas, and loyalty or trusted-traveler numbers follow the same pattern, which is why many agencies want one place for cards and travel documents.

Two cautions apply to every vendor above: vaulting doesn’t authenticate the cardholder on a phone or email booking, and some suppliers restrict third-party card use or require specific authorization evidence.

How Each Vendor Describes Its Card Tokenization for Travel Agencies

The gap: most of these platforms serve payment and engineering teams moving cards between systems by API. Agencies also need a staff-facing, logged way to view a card for manual supplier portals, phone bookings, and email intake, and none of the seven competitors publishes one that works without a developer building it.

Enigma Vault covers both sides, based on its own product pages. Card Vault handles hosted capture forms, Twilio Pay phone capture, and a gateway proxy for charging. Customer Vault adds branded, no-login intake links and a staff inbox, and authorized staff can reveal a card number when needed, with every reveal logged. Confirm which plan fits your workflow in a demo.

Card Tokenization Software Pricing for Travel Agencies Compared

Only figures read on each vendor’s own pricing page on October 23, 2026 are shown. Usage fees matter for agencies: a few hundred bookings a month on a $0.04 rate costs far less than a high monthly floor.

Enterprise tiers at PCI Proxy, Spreedly, VGS, and Basis Theory are custom quotes on top of the plans above.

Key Features of Card Tokenization Software for Travel Agencies Compared

Only Enigma Vault ships phone IVR capture and a no-code staff view in the same platform, and only Enigma Vault publishes an entry price under $250 a month. Each cell comes from the vendor’s own pages, checked October 23, 2026.

Packaging changes often, so confirm the cells that matter most to you in the vendor’s quote.

How to Pick the Right Card Tokenization Software for Your Travel Agency

In my experience, two questions settle most shortlists: how do cards reach your advisors, and how many of your suppliers can take an API call instead of a typed card number?

Recommended Card Tokenization Software for Each Agency Type

Which Card Tokenization Software Fits Your Agency Size

Common Mistakes Travel Agencies Make When Buying Card Tokenization Software

• Tokenizing the web form but not the phone line: If advisors still write numbers down during calls, the riskiest copy is untouched.
• Forgetting the manual supplier: A proxy is useless for a portal that needs typed entry, so plan a controlled view.
• Leaving cards in PNR remarks and email: New captures go to the vault, but old copies stay until you clean them up.
• Assuming tokenization means PCI-free: It can significantly reduce scope; your acquirer or QSA confirms the rest.
• Forgetting call recordings: A card read aloud can sit in a recording or transcript long after the booking, so audit recordings.
• Setting no retention rule: Decide when stored cards and passports are deleted, such as at card expiry or client request.
• Treating the token as consent: Keep the client’s authorization per supplier and amount, since some suppliers demand proof of third-party use.

Questions to Ask a Card Tokenization Software Vendor Before You Sign

• Which roles and plans let an advisor see the full card, and is each view logged?
• Can the full card be shown without passing through our own booking app or server?
• How do you handle the CVV, how long do you keep it, and when is it deleted?
• Can the same platform hold passports and visas, with expiry, permissions, and an access log?
• Can you capture cards from a phone call without the advisor hearing or typing the number?
• Which gateways and supplier APIs can your proxy reach today, and which need custom work?
• How do we import existing cards from our current vault, and how do we get them out if we leave?
• Can you share your current PCI DSS AOC and SOC 2 report?

Take Client Cards Out of Your Agency’s Inbox With Enigma Vault

Your advisors shouldn’t have to choose between serving a client quickly and keeping their card safe. Card Vault captures cards by link, form, or phone and charges them through your own gateway, and Customer Vault gives your team a logged way to use them with suppliers that still need a typed number.

Try the live card demo and compare plans on the pricing page, then start free or book a demo with one of your real booking flows.